Interested in purchasing property in Rhode Island? Let us walk with you through this exciting yet often uncertain process. Together, we will make home ownership a part of your reality!
Take charge when buying a home
If you approach the home buying process intelligently and with confidence, you are much more likely to buy a house you'll be proud to call home.
Approaching the task of buying a home can be overwhelming; there's so much to consider:
- How much house can I afford?
- How can I find the best loan?
- Is rental property right for me?
- How do home inspections work?
- What are the best sources for finding a home?
- Should I work with an agent or look at homes on my own?
And these questions are just the beginning. Buying a home is one of the largest financial transactions in your lifetime - do your research so you know what you’re doing.
Here are the two most important things to remember no matter where you are on the road to homeownership:
1. You can and should do your best to understand everything that is happening in the home buying process.
There is nothing that is so complex that it can't be easily explained to anyone with average intelligence. Just because you don't apply for a thirty year mortgage once a week doesn't mean you have to take the first one that comes along. You'll need to learn some new terms, apply some new concepts and take the time to understand what you're getting into.
If, at any point, something happens that doesn't make sense to you, simply request a full and complete explanation. If it still doesn't make sense, seek help from a real estate professional, your CPA, loan officer or attorney.
2. In the world of real estate sales, YOU are the most important person in the entire process.
It's easy to think that everyone else carries more weight than you. The listing agent talks confidently and seems to have an answer for everything. The lender requires a lot of information from you and may decline your loan application. The seller has many vested interests in the transaction as well.
But the truth is that you, the buyer, are the one person in the transaction that makes it all happen. If you decide to not buy, the entire process comes to a grinding halt.
So flex your consumer's muscle and take command of this process. Surround yourself with a team of professionals that you have confidence in and utilize them as their expertise guide you through the process.
Approach home buying with intelligence and confidence and by doing your homework, you are more likely to purchase a property you’re happy with and in the end, you will know that you made the right decision.
Working with a Real Estate Agent:
Until recent times, a buyer was pretty much on her own when it came to locating and purchasing a property. Aside from the support from family and friends, she had no one looking out for her best interests and had to follow the cadence of the listing agent or homeowner. Times have changed though and today a buyer is able to obtain exclusive representation from a buyer's agent. A buyer's agent works for you and has a fiduciary responsibility to ensure your rights and interests are protected throughout every step of the way. The best part of this is that the buyer actually gets to choose whom they want to work with! After all, the likelihood of your transaction may depend on it!
Here at Zen Real Estate Group, our goal is to help you find just the right home at just the right price while providing you the resources you need to ensure your rights are protected. We accomplish this goal in two primary ways:
- We will continue to encourage you to educate yourself throughout the entire buying process by asking questions and seeking answers. We will be "the source of the source" and will guide you through each and every step. We want to you to feel good about your decision to purchase a home.
- By empowering you with the knowledge you need to confidently move forward, you now become the number one key person in the transaction.
Ok, this is all great but where does Zen Real Estate Group fit in? Well, when you choose to work with us, you get a dedicated team of experienced and educated professionals to walk with you throughout your journey. This is at no expense to you whatsoever. Will you walk with us?